House damage in central Oklahoma from the magnitude 5.6 earthquake on Nov. 6, 2011. Research conducted by USGS geophysicist Elizabeth Cochran and her university-based colleagues suggests that this earthquake was induced by injection into deep disposal wells in the Wilzetta North field.
How do I decide whether or not to get earthquake insurance?
You should consider the following factors when deciding whether or not to get earthquake insurance:
- proximity to active earthquake faults
- seismic history of the region (frequency of earthquakes)
- time since last earthquake
- building construction (type of building and foundation)
- architectural layout
- materials used
- quality of workmanship
- extent to which earthquake resistance was considered by the designer
- local site conditions (type and condition of soil)
- slope of the land
- fill material
- geologic structure of the earth beneath
- annual rainfall
- value of the building and its contents
- cost of the insurance and restrictions on coverage (i.e. the deductible).
You will probably need an expert to evaluate your situation. The USGS is unable to make recommendations, but your homeowner’s insurance agent may be able to provide additional information.
Related
What is a seismic zone, or seismic hazard zone?
What is seismic hazard? What is a seismic hazard map? How are they made? How are they used? Why are there different maps, and which one should I use?
What are the earthquake hazards/risks where I live?
How will my house hold up in an earthquake? Can the USGS send someone out to evaluate my property?
How do earthquakes affect buildings?
What is the likelihood of a large earthquake at location X? Is it safe to go to X since they've been having a lot of earthquakes lately?
What is the probability that an earthquake is a foreshock to a larger earthquake?
What is the probability that an earthquake will occur in the Los Angeles Area? In the San Francisco Bay area?
What is the difference between earthquake early warning, earthquake forecasts, earthquake probabilities, and earthquake prediction?
Can the National Seismic Hazard Maps be used as an earthquake forecast tool for the near future?
How do I get earthquake hazard maps for locations outside of the U.S.?
How are engineers working to make roads and buildings safer?
House damage in central Oklahoma from the magnitude 5.6 earthquake on Nov. 6, 2011. Research conducted by USGS geophysicist Elizabeth Cochran and her university-based colleagues suggests that this earthquake was induced by injection into deep disposal wells in the Wilzetta North field.
Collection of USGS still images taken after the January 17, 1994 Northridge earthquake highlighting the damage to buildings and infrastructure.
Collection of USGS still images taken after the January 17, 1994 Northridge earthquake highlighting the damage to buildings and infrastructure.
United States Geological Survey (USGS) Natural Hazards Response
Putting down roots in earthquake country: Your handbook for earthquakes in the Central United States
Earthquake hazards: A national threat
Putting down roots in earthquake country: Your handbook for the San Francisco Bay region
The USGS Earthquake Hazards Program - investing in a safer future
Related
What is a seismic zone, or seismic hazard zone?
What is seismic hazard? What is a seismic hazard map? How are they made? How are they used? Why are there different maps, and which one should I use?
What are the earthquake hazards/risks where I live?
How will my house hold up in an earthquake? Can the USGS send someone out to evaluate my property?
How do earthquakes affect buildings?
What is the likelihood of a large earthquake at location X? Is it safe to go to X since they've been having a lot of earthquakes lately?
What is the probability that an earthquake is a foreshock to a larger earthquake?
What is the probability that an earthquake will occur in the Los Angeles Area? In the San Francisco Bay area?
What is the difference between earthquake early warning, earthquake forecasts, earthquake probabilities, and earthquake prediction?
Can the National Seismic Hazard Maps be used as an earthquake forecast tool for the near future?
How do I get earthquake hazard maps for locations outside of the U.S.?
How are engineers working to make roads and buildings safer?
House damage in central Oklahoma from the magnitude 5.6 earthquake on Nov. 6, 2011. Research conducted by USGS geophysicist Elizabeth Cochran and her university-based colleagues suggests that this earthquake was induced by injection into deep disposal wells in the Wilzetta North field.
House damage in central Oklahoma from the magnitude 5.6 earthquake on Nov. 6, 2011. Research conducted by USGS geophysicist Elizabeth Cochran and her university-based colleagues suggests that this earthquake was induced by injection into deep disposal wells in the Wilzetta North field.
Collection of USGS still images taken after the January 17, 1994 Northridge earthquake highlighting the damage to buildings and infrastructure.
Collection of USGS still images taken after the January 17, 1994 Northridge earthquake highlighting the damage to buildings and infrastructure.